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Having to find a person who is not in any kind of debt is just not possible. Because everyone in today’s time is in one debt or another, it has become a way of living. This gives birth to a credit score to which most of the people cannot keep up with. These high loans and credit card balances result in a bad credit score. With a poor credit score, you cannot get any loan approved, or you might not be able to get a new credit card. Even if you get a loan, you will be getting it at a high rate of interest.

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